Still working after 65?

Explore your Medicare options with BlueCross BlueShield of South Carolina if you’ve decided to delay your retirement.

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93,119 BlueCross Medicare Members in South Carolina

A+ A.M. Best Rating

5-Star Member Rating

Your Three-Step Path to Medicare


Identify where you are in your Medicare journey. Are you turning 65 soon, have already turned 65 and still working, or want to switch to a BlueCross Medicare plan?


Learn more about Medicare, what your needs are and what plan options are available to you.


Talk to an experienced, local Medicare counselor to learn about your options and get answers to your questions.

It's (finally) time to navigate Medicare like a pro

Congratulations on your decision to keep pursuing your passions and delaying retirement! There’s a lot to think about and plan for, including how you’re going to transition to Medicare. Because you’re working past 65, moving to Medicare will be a little different for you. When you’re learning about Medicare, one thing you’ll learn is that Original Medicare doesn’t cover everything and you may need additional coverage to help offset your out-of-pocket medical costs.

It can be confusing to go through this journey alone. It’s a good thing BlueCross is here to help!

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When you've delayed retirement, you may have a lot of questions

  • Do I need to go ahead and enroll in Medicare now to avoid late enrollment penalties?
  • What are the different parts of Medicare and how to I decide what I need?
  • What if my spouse is still working and they have a group insurance plan?
  • When can I enroll in additional coverage (like a Med Advantage or Medigap plan?)
  • Can I get lower costs on my prescriptions now?

Our team of Medicare counselors can answer your questions and help you understand your healthcare options.

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The right Medicare plan for you

The next step is deciding what kind of Medicare plan you need. We offer three types of plans for you to choose from:

Medicare Advantage Plans

MA plans offer a more comprehensive alternative to Original Medicare. They include the same benefits, plus additional benefits Original Medicare doesn’t cover including prescription drug coverage.

Medicare Supplement Plans

These plans help pay costs not covered by Original Medicare Parts A and B, such as your copays, deductible and coinsurance.

Prescription Drug Plans

These plans help you save money on prescriptions. You can purchase a PDP when you have a Medicare Supplement, but you don’t need it when you have an MA plan.


If you’re not sure what type of coverage you’ll need, our team can help match you with the right Medicare plan.

We're South Carolinians, here to help our neighbors

We’re the only insurance company based in South Carolina. Our mission is to provide our members with exceptional health care coverage, including:

  • Access to every hospital in South Carolina
  • Reduced costs on your prescriptions
  • Dental and hearing coverage
  • Local, personalized service
  • Exclusive benefits and health care extras
  • Peace of mind
  • And much more!

Call today to speak to one of our experienced, local Medicare counselors to learn more about your options and get enrolled!

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BlueCross Medicare Counselor since 2019

What Our Members Are Saying About Us

“I worked well past age 65. The people at BlueCross helped me make the right decision to stay covered and avoid Medicare penalties.”

Alvin G.
Greenville, 67

“Medicare can be confusing. That’s why I reached out to BlueCross, the folks more South Carolinians trust.”

Frank R.
Summerville, 65

“Wow! BlueCross answered all my questions and made my transition to Medicare suprisingly easy.”

Francis R.
Greenville, 65

Ready to take the next step?

Call Us

Call to speak directly to a local, experienced BlueCross Medicare Counselor.

Call 833-747-0539

Chat With Us

If you’re stuck, you can chat with a Medicare Sales Counselor to get quick answers to your questions.

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Visit Us

Find a South Carolina BLUESM Retail Center near you to meet face-to-face with a Medicare Counselor.

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